To be eligible for Medicare coverage, you must be:

  • A U.S. Citizen and legal resident for at least 5 years in a row
  • Age 65 or older, or
  • Under 65 with a qualifying disability, or
  • Have End Stage Renal Disease.

If you are eligible for Medicare, CMS is very specific about when you are permitted to enroll.  See the chart below for Enrollment Periods.

Enrollment Periods

Period How long does it last? When is it? How often is it?
Initial Enrollment Period (IEP) 7 months 3 months prior to when you are first eligible One time only
Annual Election Period (AEP) 7 weeks October 15 – December 7 Annually
Special Needs Anytime Anytime Anytime

You can call our general office number, 412-200-2018, to schedule an appointment with the first available agent, email us, or contact one of our agents directly.